Spooky season is upon us, and soon the trick-or-treaters will be here before you know it! Get ahead of potential problems by making your home safe for trick-or-treaters (and protect yourself from liability) with these 6 insurance tips for homeowners at Halloween time.
6 Insurance Tips for Homeowners at Halloween for Hood Insurance Agency
Tip #1: Light Up the House
Yes, dark and scary lighting helps set the mood on Halloween but it also increases the chance of an accident. Besides, a dark house invites “tricks.” Make sure all your exterior lights are working and are on.
Tip #2: Keep your walkways clear
Hoses, sprinklers, and loose gravel can be tripping hazards. If your steps are wet, mossy or covered in wet leaves, clean them off. You don’t anyone getting hurt on your property.
Tip #3: Keep your dog(s)/pets inside
Your dog(s) may not know how to respond to an evening full of doorbell rings, and oddly-dressed people coming to the door. Dogs could knock over and/or bite little children or even chase scared children into traffic. Keep your pets safe secured inside home on Halloween.
Tip #4: Watch out for food allergies
Be sure that the candy you pass out isn’t a risk for a child. Peanut allergies are common – so even if the candy you hand out doesn’t specifically contain peanuts, it could be made in a facility that processes peanuts. Check the label on the candy packaging for a peanut allergy warning. It’s better to be safe than sorry.
Tip #5: Park in the garage
If you have a garage, park your car in it on Halloween. Any vehicles left out on Halloween may be vandalized.
Tip #6: Use caution when opening the door
Most of the trick-or-treaters will just be little children seeking a treat. But you must still be cautious and be careful when opening the door so you don’t become a victim. The later the knock on your door, the more likely trouble is waiting on the other side of it.
While Halloween is supposed to be a scary holiday, it doesn’t mean that it should be a dangerous one for you or your visitors! If you have additional questions about your homeowner’s policy and what is covered please contact Hood Insurance Agency!
About Hood Insurance
The Hood Insurance Agency proudly provides insurance coverage for clients throughout Lynnwood, Edmonds, Mountlake Terrace, Bothell, Everett, and the rest of Washington State! If you need help finding the perfect insurance product for your home, car, vacation home, or business please contact us today!