Renters Insurance
Renters Insurance with The Hood Insurance Agency
Every renter has a unique reason for doing so. Perhaps you’ve recently relocated to a new city and want to get a feel for the area before making a purchase. You may prefer the convenience of having an apartment and trusting your landlord to handle any issues that arise. Perhaps this is the most cost-effective method of living in close proximity to the city center.
Regardless of why you’re renting, you may require renters insurance to protect your personal belongings and assets. At The Hood Insurance Agency, we can assist you in understanding your insurance options and selecting the coverage that is appropriate for your apartment or house rental.
Common Renters Insurance Options Include:
Coverage for when a candle starts a fire
Risk:
You’ve lit several candles — which unintentionally start a small fire in your apartment.
Coverage:
Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.
Coverage for when a neighbor sues
Risk:
On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbor who is passing below. He is seriously bruised, and decides to sue.
Coverage:
Renters liability coverage may help if you’re responsible for an injury to someone outside your household.
Coverage for when a guest is injured
Risk:
You’re hosting a small cocktail party when a guest trips on frayed carpet in the hallway. His injury isn’t severe — but his arm does require medical attention.
Coverage:
Medical payments coverage may help if a guest is injured on your premises.
Coverage for when you have to relocate temporarily
Risk:
When a washer hose bursts and floods your apartment, you must move out while your landlord makes repairs.
Coverage:
Additional living expenses coverage may help with the extra costs of housing and food if you’re forced to move out for temporary repairs to your residence.
Why Partner with The Hood Insurance Agency?
Without the assistance of an independent agent, it can be difficult, if not impossible, to distinguish between renters insurance policies.
At The Hood Insurance Agency, we work with you to find the perfect insurance product for you. We start by analyzing your insurance needs and consulting with our team of providers to create the best possible portfolio for you and your needs. In doing so, we help you save money, and find peace of mind.
If you’d like us to review your current policy and provide you with no-obligation quotes, call our office, enter some basic information in the fields below to get started online. Either way, we make the process super simple!