Motorcycle Insurance
Motorcycle Insurance with The Hood Insurance Agency
Whether you’re a weekend warrior cruising up the coast, navigating a busy commute, or embarking on long journeys to experience the open road, your motorcycle is more than just a mode of transportation. It’s a symbol of freedom and adventure. However, the unique risks associated with riding a motorcycle require specialized insurance coverage tailored to your needs.
At Hood Insurance Agency, we understand the passion and thrill of riding, and we’re here to offer you comprehensive motorcycle insurance solutions in Lynnwood, Washington.
Customizable Motorcycle Coverage Options
No two rides are the same, and your insurance coverage shouldn’t be either. Our experienced agents at Hood Insurance can guide you through customizable coverage options that address the unique risks associated with motorcycle ownership.
You Put Your Bike Down
Risk: Misjudging a turn and putting your bike down at a rural intersection can result in significant damage, with repairs costing more than your motorcycle’s current market value.
Coverage:
- Elite Package: Provides current market value for motorcycles less than five years old.
- Plus Package: Lasts until a bike is two years old.
You Lose Personal Property
Risk: Personal items like your phone, first-aid kit, and rain poncho can be lost, stolen, or damaged during a trip.
Coverage:
- Elite Package: Covers the cost of replacing personal property lost, stolen, or damaged in an accident.
You Damage Your Helmet
Risk: Accidentally dropping and damaging your helmet during everyday activities.
Coverage:
- Elite, Plus, and Saver Packages: Can help pay for damage to safety apparel like your helmet.
Choose from Three Motorcycle Choice Packages
Every motorcycle policy from Farmers offers three types of coverage: Liability, Collision, and Other than Collision. Our Motorcycle Choice packages make it easy to customize coverage according to your needs and budget:
Saver Package
- $500 safety apparel coverage
- First accident forgiveness
- Optional equipment coverage
- Towing and roadside assistance coverage
Plus Package
- $1,500 safety apparel coverage
- $3,500 optional equipment coverage
- Total loss settlement for two years
- Trip interruption and track day coverage
- Towing and roadside assistance coverage
Elite Package
- $2,500 safety apparel coverage
- $5,000 optional equipment coverage at replacement cost
- $2,000 personal effects coverage at replacement cost
- Total loss settlement for five years
- Enhanced rental coverage
- Diminishing deductible
- Diminishing waiver
Customize Your Policy Further
Tailor your policy with additional coverage options such as:
- Optional equipment coverage up to $15,000
- Transport trailer coverage up to $7,500
- Increased liability limits
- Medical payments
- Uninsured motorist coverage
Not all products, coverages, and discounts are available in all areas.
Get Special Coverage for Special Bikes
Our special packages cater to the unique characteristics of your ride:
Vintage Package
- For motorcycles at least 25 years old
- Maintained or restored to original condition
Custom Package
- Coverage for limited edition or one-of-a-kind motorcycles
- Equipped with more than $30,000 in options
Low Speed Package
Designed for low-power vehicles in neighborhoods and private roadways
Street Legal ATV Package
Coverage for ATVs meeting state requirements for registration and operation on state highways
Why Partner with The Hood Insurance Agency?
Without the assistance of an independent agent, it can be difficult, if not impossible, to distinguish between motorcycle insurance policies.
At The Hood Insurance Agency, we work with you to find the perfect insurance product for you. We start by analyzing your insurance needs and consulting with our team of providers to create the best possible portfolio for you and your needs. In doing so, we help you save money, and find peace of mind.
If you’d like us to review your current policy and provide you with no-obligation quotes, call our office, enter some basic information in the fields below to get started online. Either way, we make the process super simple!