RV Insurance
RV Insurance with The Hood Insurance Agency
Whether you’re a weekend camper or a full-time traveler, there’s a motorhome suited to your lifestyle and budget. From compact models with essential amenities to spacious, fully outfitted 40-foot RVs, each motorhome represents a significant investment in adventure. However, owning an RV requires specialized insurance coverage to ensure comprehensive protection. At Hood Insurance Agency in Lynnwood, Washington, our agents specialize in motorhome insurance tailored to your unique needs.
What Does RV Insurance Cover?
RV insurance policies provide coverage for direct and accidental physical damage to your motorhome, including permanently installed accessories such as awnings, antennas, and satellite dishes. This coverage extends to a wide range of risks, including but not limited to collision, lightning, flooding, wind and hail, fire and smoke, vandalism and theft, as well as damage from trees and overhangs.
Examples of Covered Risks:
Damage from Low-Hanging Branch
While pulling into the campground, a low-hanging branch damages your satellite dish and cracks a skylight.
Collision with Obstacles
While backing your RV into a parking spot, you collide with low concrete poles protecting the water hookup, resulting in a crumpled bumper and broken spare tire cover.
Flood Damage
Parked near a river, your motorhome is unexpectedly flooded after a heavy rainstorm, leaving it submerged in three feet of water.
Customize Your RV Insurance Coverage
Tailor your RV insurance coverage to suit your specific needs with options such as:
Total Loss Replacement
Provides a brand new replacement if your motorhome is declared a total loss within the first five years.
Emergency Expense
Covers the cost of lodging or travel if your motorhome is damaged more than 50 miles from home.
Campsite/Vacation Liability
Protects you when your motorhome is parked and used as a vacation residence.
Replacement Cost
Covers the replacement of personal belongings if they are destroyed or stolen.
TraveLine® Towing and Roadside Assistance
Assistance with towing, tire changes, fluid delivery, and locksmith services.
Full-Timer Coverage
Personal liability protection when your motorhome is used as a dwelling for an extended period.
Protect Your Motor Home with Hood Insurance Agency
Ensure your motorhome is adequately protected on all your adventures with Hood Insurance Agency. Contact our agents today for a free RV insurance quote. We’ll discuss your specific coverage needs and provide cost estimates tailored to your motorhome policy requirements. Let us help you safeguard your home on wheels.