Earthquake Insurance with The Hood Insurance Agency

Protect your Lynnwood home from seismic tremors with Earthquake Insurance from Hood Insurance Agency. While earthquakes primarily occur along the West Coast, properties in over 40 states face earthquake risks. Standard homeowners, condo, or renters insurance typically excludes earthquake damage, making optional earthquake insurance a valuable addition.

What Does Earthquake Insurance Cover?

Earthquake insurance helps cover various costs associated with seismic events, including:

• Structural repairs
• Rebuilding your home
• Temporary housing expenses
• Replacing damaged belongings

Whether you own a condo, single-family home, or townhome, earthquake damage requires adding earthquake coverage to your policy, even with renters insurance.

Cost of Earthquake Insurance

The cost of earthquake insurance depends on various factors, including the risk level in your area, the construction material of your home, its age, and retrofitting measures. Our agents at Hood Insurance Agency can provide personalized quotes based on your specific circumstances.

Do You Need Earthquake Insurance?

Considering the potential catastrophic damage earthquakes can cause, having earthquake insurance is crucial for homeowners and renters alike. Federal disaster assistance may not cover all expenses, making earthquake insurance a prudent choice for protecting your financial well-being.

Existing Home Insurance Coverage

Standard homeowners or condo insurance policies typically exclude coverage for earthquake damage. However, in some states like California, fire damage resulting from earthquakes may be covered. It’s essential to review your existing policy and consider adding earthquake insurance for comprehensive protection.

How to Obtain Earthquake Insurance

At Hood Insurance Agency, we offer earthquake insurance as a separate coverage option. Our knowledgeable agents can assess your insurance needs, determine the availability of earthquake insurance in your area, and provide you with cost-effective solutions tailored to your requirements.

Why Call Hood Insurance Agency Today For Earthquake Insurance

Don’t wait until it’s too late. Contact Hood Insurance Agency in Lynnwood, Washington, today to learn more about earthquake insurance options and secure your home against seismic risks. Schedule a consultation with our experts and gain peace of mind knowing your home is adequately protected.