Condo Insurance
Condo Insurance with The Hood Insurance Agency
There is a condominium community that suits every taste, whether you prefer a downtown high-rise, a loft-style conversion, or a small complex in a tranquil setting. There are many advantages to living in a condominum including: access to a swimming pool, fitness center, and sometimes even a security patrol. Additionally, your homeowners association is likely to take care of gardening and exterior maintenance. It all adds up to an enjoyable way of life.
However, your condo is more than a place to live. Additionally, it is a significant investment containing valuables that you wish to safeguard. At The Hood Insurance Agency, our team works with you to create a solution that is tailored to your specific needs and safeguards the assets in your life.
The right condo insurance can help with risks such as:
Fire Damage
Risk:
While you’re at work, a fire in your utility room spreads to several rooms before it’s contained. Firefighters blame the blaze on lint that accumulated near your dryer’s heating element.
Coverage:
Your condo property insurance coverage can help when damage to your interior — such as built—in appliances and flooring — isn’t covered by your association’s insurance policy.
You Having to Move Out During Repairs
Risk:
You can’t live in your condominium while fire damage is repaired — the contractor says the project may take several months.
Coverage:
Coverage for additional living expenses can help with the costs of temporary relocation when a covered event makes your condo uninhabitable.
A Guest Suing You
Risk:
You’re enjoying an al fresco dinner party when part of your balcony collapses — injuries aren’t severe, but one guest plans to sue.
Coverage:
Liability coverage can help you protect your assets against lawsuits that result from accidents that take place on your property.
A Visitor Gets Injured
Risk:
You didn’t get to a loose tile you’ve been meaning to fix before your visitor trips on it and breaks her arm.
Coverage:
Medical payments coverage can help with expenses when a visitor is injured at your residence.
Why Partner with The Hood Insurance Agency?
Without the assistance of an independent agent, it can be difficult, if not impossible, to distinguish between condo insurance policies.
At The Hood Insurance Agency, we work with you to find the perfect insurance product for you. We start by analyzing your insurance needs and consulting with our team of providers to create the best possible portfolio for you and your needs. In doing so, we help you save money, and find peace of mind.
If you’d like us to review your current policy and provide you with no-obligation quotes, call our office, enter some basic information in the fields below to get started online. Either way, we make the process super simple!