Running an auto repair shop, dealership, towing service, or detailing business in Washington means taking responsibility for more than just your own operation—you’re also guarding your customers’ vehicles. That’s where a garage policy comes in.
A garage policy is a specialized form of business insurance designed for companies that work with customer vehicles. It has two main parts:
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Garage Liability Insurance – Protects your business from claims involving injuries or property damage caused by your operations.
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Garagekeepers Insurance – Protects customer vehicles while they’re in your care, custody, or control.
Together, these coverages form the backbone of protection for auto businesses across Washington. Let’s break them down.