Flood Insurance

Hood Insurance Agency in Lynnwood, Washington offers insurance products that cater to every aspect of your lifestyle

Flood Insurance with The Hood Insurance Agency

Living in Lynnwood, Washington, means understanding the real risk of floods, whether from coastal waters, rivers, or heavy rainfall. At Hood Insurance Agency, we offer comprehensive flood insurance coverage to safeguard your home and belongings against unexpected water damage.

Why Choose Hood Insurance Agency

Kim VanHoover
Kim VanHoover
2025-02-26
My daycare was in danger of closing because I could not find liability insurance. John Hood and his company worked tirelessly until they found what I needed. They put in a great deal of effort and saved my business. My whole heartedly recommend this company.
Aaron Miller
Aaron Miller
2025-02-24
Jon Hood is professional and very knowledgeable, especially he helped me with commercial insurance. He was smooth and easy to work with, I recommend him highly.
Phung Lam
Phung Lam
2025-02-19
Very fast doing what I ask great insurance company to work with
Mark Ilyin
Mark Ilyin
2025-02-14
Jon explained things very well to me and did exactly what he said he was going to do regarding follow up. Good experience overall and have been recommending him to friends and family.
Matt Gossett
Matt Gossett
2025-02-11
The service Jon provided was extremely fast making my job that much easier to do. Thanks, Jon!

What Does Flood Insurance Cover?

Standard homeowners insurance typically doesn’t cover flood damage, making separate flood insurance essential. Our flood insurance policies cover two main categories:

Building Coverage

Protects the physical structure of your home, including plumbing, electrical systems, appliances, and built-in features like cabinets and flooring.

Contents Coverage

Safeguards your personal belongings, such as furniture, electronics, clothing, and valuables like artwork and antiques.

Cost of Flood Insurance

The cost of flood insurance varies based on your property’s unique risk factors, including its location, construction type, and elevation. Factors such as replacement cost, number of floors, and chosen coverage amount also influence pricing. Our agents can provide personalized quotes tailored to your needs and budget.

Why Choose Flood Insurance?

Floods can cause significant damage, with just one inch of water leading to thousands of dollars in repairs. Most homeowners insurance policies exclude flood coverage, making standalone flood insurance vital for comprehensive protection. Additionally, properties in high-risk flood areas with government-backed mortgages are legally required to have flood insurance.

How to Obtain Flood Insurance

Securing flood insurance is simple with Hood Insurance Agency. Our agents are well-versed in FEMA’s National Flood Insurance Program (NFIP) and can assess your property’s flood risk, explain coverage options, and provide a free quote. Protect your home today with our reliable flood insurance solutions.

Meet the Wolf Pack

Jon Hood

Jon Hood

Founder and CEO

Nick Larson

Nick Larson

aka Nick the Red Insurance Viking

Alice Malatos

Alice Malatos

aka Insurance Assassin

Davos

Davos

aka Sir Davos Serendipity Pet Insurance Advocate

Don’t Wait Until It’s Too Late – Get Flood Insurance With Hood Insurance Agency Today!

Ensure your Lynnwood home is safeguarded against floods with Hood Insurance Agency’s flood insurance policies. Contact us now to schedule a consultation and secure your peace of mind against water damage.