Contractor Insurance in Lynnwood, WA — Covered by the Pack

As dependable as your most trusted foreman, the Pack at Hood Insurance Agency has your back. No busted tools, injured crew, or stalled job sites will take down your hard work—not while you run with us.

Why Contractor Insurance?

  • Secure your tools and workspace — Your gear is your game. Protect it.
  • Satisfy contract demands — Clients will want proof before handing you keys.
  • Shield your crew and business — Liability, vehicle coverage, comp — bundled, so you don’t overpay.

Get a Quote (425) 689-5855

Tailored Policies for Every Trade

We understand that every contractor has unique needs, which is why we offer specialized coverage for numerous trades. We proudly serve:

⚡ Electricians

Shocks? Not here

🚰 Plumbers

Flow without worry

❄️🔥 HVAC Specialists

Comfort always covered

🎨🧱 Painters & Drywallers

Coverage as seamless as your work

🌳🌱Landscapers & Arborists

Strong roots, stronger protection

🛠️ Carpenters & Framers

From frame to finish, we’ve got you

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Coverage Components

    • Commercial Property Insurance

      Your gear is your lifeblood. Just like a wolf relies on sharp teeth and strong paws, you rely on tools and equipment. Property coverage keeps them protected from fire, theft, or vandalism — so your Lynnwood projects never stall.

      General Liability

      Even the strongest wolf can stumble. If a ladder falls or damage happens on-site, liability coverage shields your business from claims that could otherwise take down the whole pack. Whether you’re working in Snohomish County or right here in Lynnwood, this is the backbone of contractor protection.

      Commercial Auto

      Your trucks and vans are the legs of your operation, carrying the pack from job to job across the Puget Sound region. Auto coverage keeps them moving — even if an accident tries to slow you down.

      Workers’ Compensation

      Every pack looks out for its own. Workers’ comp makes sure your crew is protected if someone gets hurt, while keeping you compliant with Washington state requirements — so your business stays strong and united.

    • Get A Quote
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    We Know Lynnwood — Trust the Local Pack

    We’re not some distant call center. Hood Insurance Agency is based right here in Lynnwood, serving Snohomish County and the Puget Sound region. We know the job sites, the regulations, and the risks because we live and work alongside you.

    Get A Quote

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    Frequently Asked Questions

    How much does contractor insurance cost in Lynnwood?

    Pricing depends on your trade, crew size, and coverage needs. Most small contractors can expect a few hundred dollars a month — a fraction of what an uncovered loss would cost.

    Can I bundle multiple policies?

    Yes. Many Lynnwood contractors bundle liability, commercial auto, and workers’ comp to save money and simplify coverage.

    What’s covered if a tool is stolen on a job site?

    With commercial property coverage, stolen tools, equipment, or materials can be replaced quickly so you don’t lose work time.

    Do you only work with Lynnwood businesses?

    No — while we’re based in Lynnwood, we serve contractors across Snohomish County and the greater Puget Sound region, and all of Washington State.

    Get A Quote

    Your Next Move — Run with the Pack

    Protect your business with a team that’s as loyal as your crew.

    📞 Call us at (425) 689-5855

    or

    ➡️ Get a Quick Quote Online

    When you’re ready, we’ll be here — watching over your business like the Pack always does.