Contractor Insurance in Lynnwood, WA — Covered by the Pack
As dependable as your most trusted foreman, the Pack at Hood Insurance Agency has your back. No busted tools, injured crew, or stalled job sites will take down your hard work—not while you run with us.
Why Contractor Insurance?
- Secure your tools and workspace — Your gear is your game. Protect it.
- Satisfy contract demands — Clients will want proof before handing you keys.
- Shield your crew and business — Liability, vehicle coverage, comp — bundled, so you don’t overpay.
Tailored Policies for Every Trade
We understand that every contractor has unique needs, which is why we offer specialized coverage for numerous trades. We proudly serve:
🏗️ General Contractors
Lead the pack
⚡ Electricians
Shocks? Not here
🚰 Plumbers
Flow without worry
❄️🔥 HVAC Specialists
Comfort always covered
🎨🧱 Painters & Drywallers
Coverage as seamless as your work
🌳🌱Landscapers & Arborists
Strong roots, stronger protection
🛠️ Carpenters & Framers
From frame to finish, we’ve got you

Coverage Components
Commercial Property Insurance
Your gear is your lifeblood. Just like a wolf relies on sharp teeth and strong paws, you rely on tools and equipment. Property coverage keeps them protected from fire, theft, or vandalism — so your Lynnwood projects never stall.
General Liability
Even the strongest wolf can stumble. If a ladder falls or damage happens on-site, liability coverage shields your business from claims that could otherwise take down the whole pack. Whether you’re working in Snohomish County or right here in Lynnwood, this is the backbone of contractor protection.
Commercial Auto
Your trucks and vans are the legs of your operation, carrying the pack from job to job across the Puget Sound region. Auto coverage keeps them moving — even if an accident tries to slow you down.
Workers’ Compensation
Every pack looks out for its own. Workers’ comp makes sure your crew is protected if someone gets hurt, while keeping you compliant with Washington state requirements — so your business stays strong and united.
- Get A Quote

We Know Lynnwood — Trust the Local Pack
We’re not some distant call center. Hood Insurance Agency is based right here in Lynnwood, serving Snohomish County and the Puget Sound region. We know the job sites, the regulations, and the risks because we live and work alongside you.

Frequently Asked Questions
How much does contractor insurance cost in Lynnwood?
Pricing depends on your trade, crew size, and coverage needs. Most small contractors can expect a few hundred dollars a month — a fraction of what an uncovered loss would cost.
Can I bundle multiple policies?
Yes. Many Lynnwood contractors bundle liability, commercial auto, and workers’ comp to save money and simplify coverage.
What’s covered if a tool is stolen on a job site?
With commercial property coverage, stolen tools, equipment, or materials can be replaced quickly so you don’t lose work time.
Do you only work with Lynnwood businesses?
No — while we’re based in Lynnwood, we serve contractors across Snohomish County and the greater Puget Sound region, and all of Washington State.
Your Next Move — Run with the Pack
Protect your business with a team that’s as loyal as your crew.
📞 Call us at (425) 689-5855
or
When you’re ready, we’ll be here — watching over your business like the Pack always does.