Blog
Certificate Holder vs. Additional Insured: The Breakdown
Understanding Key Insurance Terms for Washington Businesses In the world of commercial insurance, understanding specific terms and designations can make a significant difference in how risks are managed and contracts are fulfilled. Two of the most commonly...
What Does a General Liability Insurance Policy Cover?
What Does a General Liability Insurance Policy Cover? If you own a business in Washington—whether you're a contractor, retailer, consultant, or service provider—you need General Liability Insurance. It’s not just a “nice to have” policy; it’s the foundation of your...
Understanding the Difference Between Workers’ Compensation and Employers’ Liability Insurance in Washington State
Understanding the Difference Between Workers’ Compensation and Employers’ Liability Insurance in Washington State As a business owner in Washington State, securing the right insurance coverage is essential to protecting both your company and your employees. Two...
What You Need to Know About Vacant Buildings and Insurance in Washington State
What You Need to Know About Vacant Buildings and Insurance in Washington State Vacant buildings pose unique risks and require specialized insurance coverage. Whether you own a vacant commercial property, a rental home between tenants, or a building awaiting...
The Risks of Hiring an Unbonded and Uninsured Contractor in Washington State: Why You Should Protect Yourself
The Risks of Hiring an Unbonded and Uninsured Contractor in Washington State: Why You Should Protect Yourself When it comes to hiring contractors for home or business projects in Washington State, it’s crucial to ensure they are properly bonded and insured. While it...
What Does a Management Liability Policy Cover?
What Does a Management Liability Policy Cover? As a business owner or executive in Washington state, your leadership decisions carry real legal risk. That’s why having the right insurance coverage—especially a Management Liability Insurance policy—is critical. At Hood...

Meet Harlequin
our newest wolf adoptee! We think she’s beautiful, and we’re proud to contribute to her support and that of the Grizzly & Wolf Discovery Center. Check them out, they are doing great work!