General Liability Insurance
Protect Your Business with General Liability Insurance
At Hood Insurance Agency, Inc. in Lynnwood, WA, we understand the importance of safeguarding your business against unforeseen risks. General liability insurance is essential for protecting your company from claims involving bodily injury, property damage, and advertising injuries.
Comprehensive Coverage for Every Business
Our general liability insurance offers vital protection for your business operations, covering legal defense costs, settlements, and medical expenses related to accidents on your premises or due to your products and services. This coverage provides peace of mind, allowing you to focus on growing your business.
What Is General Liability Insurance?
General liability insurance protects Lynnwood business owners from the financial risks of unexpected accidents. Whether someone slips on your shop floor or claims your service caused property damage, this commercial insurance helps cover the costs of legal defense, medical bills, and settlements. It's a key part of business insurance coverage and is often the first policy small business owners secure when launching a company.
What It Covers (and What It Doesn’t)
Commercial general liability coverage helps protect your business from some of the most common and costly risks, including slip-and-fall accidents involving customers, third-party property damage, product-related claims, and even advertising injury. It also covers legal defense costs tied to these incidents.
However, it doesn’t cover everything. Employee injuries require workers’ compensation, and commercial auto insurance is needed for vehicle-related claims. Business liability coverage won’t apply to intentional harm or fraudulent acts.
For well-rounded protection, this policy is best paired with other types of business insurance.
Who Needs It?
If you work with customers, clients, or vendors—on-site or off—you need general liability insurance. In Lynnwood, this applies to:
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Contractors managing home improvement jobs
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Landscapers working on residential or commercial properties
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Retailers with foot traffic in-store
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Freelancers with in-person meetings or studio space
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Consultants providing advice or public-facing services
Even small businesses can face big claims. Without the right commercial insurance, a single lawsuit could threaten your operation. Business liability coverage keeps your focus on growing your business.
Why Choose Hood Insurance Agency?
Our experienced team is committed to providing personalized service and in-depth knowledge of general liability insurance. We work closely with you to understand your specific needs and tailor coverage accordingly, ensuring you get the best protection.
Don’t leave your business vulnerable!
Contact Hood Insurance today for a free consultation on general liability insurance and secure the coverage you need.