Blog
Contractors Insurance vs Bond: What’s The Difference?
A contractors bond, or surety bond, is a form of consumer protection. If the work is not completed in a satisfactory manner a consumer may claim against the contractor's bond up to the bond amount. The minimum acceptable bond amount for contractors in Washington is...
Someone Hit My Parked Car
Someone hit my parked car. What should I do next? First, assess the situation. If there are injuries or the accident is blocking traffic, call 911. If the person who hit your car is on site and willing to exchange information, or has left their contact information...
Is Homeowners Insurance Required in Washington?
The team at Hood Insurance, a homeowners insurance provider in Lynnwood, WA, have received an influx of homeowners asking us the same question: Is homeowners insurance required in Washington? Is Homeowners Insurance Required in Washington? Technically speaking, there...
Are Red Cars More Expensive to Insure?
Are Red Cars More Expensive To Insure? At Hood Insurance we want to debunk the myth about whether red cars are more expensive to insure or not. This urban legend has been floating around for decades, and appears to have its roots in the theory that red cars are more...
Credit Based Insurance Score – The War Goes On
Background: Credit Based Insurance Scores (CBIS) consider your use of credit (not your credit score) to help determine your insurance premiums. Multiple studies have shown that in general, people who use credit responsibly are less likely to file insurance claims....
5 Ways to Make Auto Insurance More Affordable
A little knowledge can go a long way in helping reduce your auto insurance premiums. Many drivers incorrectly assume that their auto insurance premium cannot be reduced. But, there are some very specific things a driver can do to reduce their auto premiums. Check out...
Meet Harlequin
our newest wolf adoptee! We think she’s beautiful, and we’re proud to contribute to her support and that of the Grizzly & Wolf Discovery Center. Check them out, they are doing great work!