Yes, we offer long term care insurance.
However:
1. Any personal long term care policy will be more expensive than the WA tax. If your only concern is saving money, your best bet is just to stick with the WA LTC plan. If your concerns include making sure that you will have adequate long term care if you ever need it (and more and more seniors do need it, as lifespans increase), then we should discuss a personal plan.
2. There are no long term care providers still accepting applications for LTC for individuals in WA. Some will begin accepting applications again after Nov. 1, 2021 but of course that is after the state deadline for opting out of their LTC plan/tax.
In short, it’s too late to opt out of the WA LTC tax unless you have access to an employer offered LTC plan. However, if long term care is something you’re concerned about, we would love to discuss the options available to you. Please schedule an appointment to review options with us.