Motorcycle Insurance

Hood Insurance Agency in Lynnwood, Washington offers insurance products that cater to every aspect of your lifestyle

Motorcycle Insurance with The Hood Insurance Agency

Whether you’re a weekend warrior cruising up the coast, navigating a busy commute, or embarking on long journeys to experience the open road, your motorcycle is more than just a mode of transportation. It’s a symbol of freedom and adventure. However, the unique risks associated with riding a motorcycle require specialized insurance coverage tailored to your needs.

At Hood Insurance Agency, we understand the passion and thrill of riding, and we’re here to offer you comprehensive motorcycle insurance solutions in Lynnwood, Washington.

Why Choose Hood Insurance Agency

R.j. Buenavista
R.j. Buenavista
2024-12-02
Excellent Services, no doubt very kind and approachable.
First Pick
First Pick
2024-11-19
Alice is amazing, very responsive and resourceful.
Maple Leaf Preschool
Maple Leaf Preschool
2024-10-18
Alice at Hood Insurance Agency was the only agent out of the multiple agencies I talked with who could help me with my specific insurance needs. She is kind and personable as well as professional and capable. I knew the minute I spoke with her that she was going to take care of me!
Kim Wilson
Kim Wilson
2024-10-18
The Hood Insurance Agency is an absolute pleasure to work with. They have worked with us very closely to get the necessary insurance at the best possible rates quickly and efficiently.
Maddi Gretencort
Maddi Gretencort
2024-10-16
I recently got a new truck which I needed to get insurance for and Hood Insurance Agency made the process smooth and painless. Their quality of service is unmatched from my experiences. I will be referring to others.
judy khalili
judy khalili
2024-10-09
Outstanding customer service! Professional, knowledgeable, friendly, ethical. Highly recommend Alice.
Ruby Phillips
Ruby Phillips
2024-09-03
Jon is so amazing, efficient, organized, and detailed. I appreciate his help through both my initial policy purchase, and my renewals.

Customizable Motorcycle Coverage Options

No two rides are the same, and your insurance coverage shouldn’t be either. Our experienced agents at Hood Insurance can guide you through customizable coverage options that address the unique risks associated with motorcycle ownership.

You Put Your Bike Down

Risk: Misjudging a turn and putting your bike down at a rural intersection can result in significant damage, with repairs costing more than your motorcycle’s current market value.

Coverage:

  • Elite Package: Provides current market value for motorcycles less than five years old.
  • Plus Package: Lasts until a bike is two years old.
You Lose Personal Property

Risk: Personal items like your phone, first-aid kit, and rain poncho can be lost, stolen, or damaged during a trip.

Coverage:

  • Elite Package: Covers the cost of replacing personal property lost, stolen, or damaged in an accident.
You Damage Your Helmet

Risk: Accidentally dropping and damaging your helmet during everyday activities.

Coverage:

  • Elite, Plus, and Saver Packages: Can help pay for damage to safety apparel like your helmet.

Choose from Three Motorcycle Choice Packages

Every motorcycle policy from Farmers offers three types of coverage: Liability, Collision, and Other than Collision. Our Motorcycle Choice packages make it easy to customize coverage according to your needs and budget:

Saver Package
  • $500 safety apparel coverage
  • First accident forgiveness
  • Optional equipment coverage
  • Towing and roadside assistance coverage
Plus Package
  • $1,500 safety apparel coverage
  • $3,500 optional equipment coverage
  • Total loss settlement for two years
  • Trip interruption and track day coverage
  • Towing and roadside assistance coverage
Elite Package
  • $2,500 safety apparel coverage
  • $5,000 optional equipment coverage at replacement cost
  • $2,000 personal effects coverage at replacement cost
  • Total loss settlement for five years
  • Enhanced rental coverage
  • Diminishing deductible
  • Diminishing waiver

Customize Your Policy Further

Tailor your policy with additional coverage options such as:

  • Optional equipment coverage up to $15,000
  • Transport trailer coverage up to $7,500
  • Increased liability limits
  • Medical payments
  • Uninsured motorist coverage

Not all products, coverages, and discounts are available in all areas.

Get Special Coverage for Special Bikes

Our special packages cater to the unique characteristics of your ride:

Vintage Package
  • For motorcycles at least 25 years old
  • Maintained or restored to original condition
Custom Package
  • Coverage for limited edition or one-of-a-kind motorcycles
  • Equipped with more than $30,000 in options
Low Speed Package

Designed for low-power vehicles in neighborhoods and private roadways

Street Legal ATV Package

Coverage for ATVs meeting state requirements for registration and operation on state highways

Meet the Wolf Pack

Jon Hood

Jon Hood

Founder and CEO

Nick Larson

Nick Larson

aka Nick the Red Insurance Viking

Alice Malatos

Alice Malatos

aka Insurance Assassin

Davos

Davos

aka Sir Davos Serendipity Pet Insurance Advocate

Why Partner with The Hood Insurance Agency?

Without the assistance of an independent agent, it can be difficult, if not impossible, to distinguish between motorcycle insurance policies.

At The Hood Insurance Agency, we work with you to find the perfect insurance product for you. We start by analyzing your insurance needs and consulting with our team of providers to create the best possible portfolio for you and your needs. In doing so, we help you save money, and find peace of mind.

If you’d like us to review your current policy and provide you with no-obligation quotes, call our office, enter some basic information in the fields below to get started online. Either way, we make the process super simple!