RV Insurance
RV Insurance with The Hood Insurance Agency
Whether you’re a weekend camper or a full-time traveler, there’s a motorhome suited to your lifestyle and budget. From compact models with essential amenities to spacious, fully outfitted 40-foot RVs, each motorhome represents a significant investment in adventure. However, owning an RV requires specialized insurance coverage to ensure comprehensive protection. At Hood Insurance Agency in Lynnwood, Washington, our agents specialize in motorhome insurance tailored to your unique needs.
Why Choose Hood Insurance Agency
Kim VanHoover2025-02-26My daycare was in danger of closing because I could not find liability insurance. John Hood and his company worked tirelessly until they found what I needed. They put in a great deal of effort and saved my business. My whole heartedly recommend this company.
Aaron Miller2025-02-24Jon Hood is professional and very knowledgeable, especially he helped me with commercial insurance. He was smooth and easy to work with, I recommend him highly.
Phung Lam2025-02-19Very fast doing what I ask great insurance company to work with
Mark Ilyin2025-02-14Jon explained things very well to me and did exactly what he said he was going to do regarding follow up. Good experience overall and have been recommending him to friends and family.
Matt Gossett2025-02-11The service Jon provided was extremely fast making my job that much easier to do. Thanks, Jon!
What Does RV Insurance Cover?
RV insurance policies provide coverage for direct and accidental physical damage to your motorhome, including permanently installed accessories such as awnings, antennas, and satellite dishes. This coverage extends to a wide range of risks, including but not limited to collision, lightning, flooding, wind and hail, fire and smoke, vandalism and theft, as well as damage from trees and overhangs.
Examples of Covered Risks:
Damage from Low-Hanging Branch
While pulling into the campground, a low-hanging branch damages your satellite dish and cracks a skylight.
Collision with Obstacles
While backing your RV into a parking spot, you collide with low concrete poles protecting the water hookup, resulting in a crumpled bumper and broken spare tire cover.
Flood Damage
Parked near a river, your motorhome is unexpectedly flooded after a heavy rainstorm, leaving it submerged in three feet of water.
Customize Your RV Insurance Coverage
Tailor your RV insurance coverage to suit your specific needs with options such as:
Total Loss Replacement
Provides a brand new replacement if your motorhome is declared a total loss within the first five years.
Emergency Expense
Covers the cost of lodging or travel if your motorhome is damaged more than 50 miles from home.
Campsite/Vacation Liability
Protects you when your motorhome is parked and used as a vacation residence.
Replacement Cost
Covers the replacement of personal belongings if they are destroyed or stolen.
TraveLine® Towing and Roadside Assistance
Assistance with towing, tire changes, fluid delivery, and locksmith services.
Full-Timer Coverage
Personal liability protection when your motorhome is used as a dwelling for an extended period.
Meet the Wolf Pack
Jon Hood
Founder and CEO
Nick Larson
aka Nick the Red Insurance Viking
Alice Malatos
aka Insurance Assassin
Davos
aka Sir Davos Serendipity Pet Insurance Advocate
Protect Your Motor Home with Hood Insurance Agency
Ensure your motorhome is adequately protected on all your adventures with Hood Insurance Agency. Contact our agents today for a free RV insurance quote. We’ll discuss your specific coverage needs and provide cost estimates tailored to your motorhome policy requirements. Let us help you safeguard your home on wheels.