Specialized Insurance for Carpenters and Woodworkers
Precision Protection for the Craftsmen of the Pacific Northwest
In carpentry, a fraction of an inch is the difference between a perfect fit and a costly mistake. Your insurance shouldn't be any less precise. Whether you are a finish carpenter, a framer, or a custom cabinet maker in Lynnwood, your risks are unique—and the Hood Insurance Pack is built to defend them.
Why Carpenters Need More Than a "Basic" Policy
A general "one-size-fits-all" policy often misses the nuances of the woodworking trade. We focus on the specific exposures that actually impact your bottom line:
1. The "Inland Marine" Tool Shield
Your saws, drills, and specialized tools are your livelihood. A standard liability policy often doesn't cover them if they are stolen from your truck or a job site. Our Inland Marine coverage ensures that if your gear is "in transit" or on-site, it’s protected.
2. Completed Operations Liability
What happens if a deck you built three years ago has a structural failure today? Completed Operations coverage protects you from claims arising after the job is done—ensuring your past work doesn't haunt your future.
3. Washington Stop-Gap (Employers Liability)
If you have a crew, you know that L&I is only half the battle. We plug the "monopolistic" hole in Washington’s workers' comp system with Stop-Gap coverage, protecting you if an injured employee sues you for negligence.
We Cover All Woodworking Trades in Snohomish County & Washington State
Framing Carpenters: High-risk coverage for structural builds.
Finish & Trim Carpenters: Precision liability for high-end interior work.
Cabinet Makers & Installers: Coverage for shop-based risks and on-site installs.
Deck & Fence Builders: Specialized protection for outdoor structural projects.
The "Rapid COI" Promise
We know that in the Lynnwood construction scene, No Certificate = No Entry.
Need a COI for a new job site in Edmonds?
Need a specific "Additional Insured" endorsement for a GC in Everett?
The Pack moves fast. We prioritize certificate requests so you can get to work while others are still waiting on hold.
Don't Let Your Business Get "Nailed" by the Wrong Policy
Don't Let Your Business Get "Nailed" by the Wrong Policy