Earthquake Insurance
Earthquake Insurance with The Hood Insurance Agency
Protect your Lynnwood home from seismic tremors with Earthquake Insurance from Hood Insurance Agency. While earthquakes primarily occur along the West Coast, properties in over 40 states face earthquake risks. Standard homeowners, condo, or renters insurance typically excludes earthquake damage, making optional earthquake insurance a valuable addition.
Why Choose Hood Insurance Agency
R.j. Buenavista2024-12-02Excellent Services, no doubt very kind and approachable.
First Pick2024-11-19Alice is amazing, very responsive and resourceful.
Maple Leaf Preschool2024-10-18Alice at Hood Insurance Agency was the only agent out of the multiple agencies I talked with who could help me with my specific insurance needs. She is kind and personable as well as professional and capable. I knew the minute I spoke with her that she was going to take care of me!
Kim Wilson2024-10-18The Hood Insurance Agency is an absolute pleasure to work with. They have worked with us very closely to get the necessary insurance at the best possible rates quickly and efficiently.
Maddi Gretencort2024-10-16I recently got a new truck which I needed to get insurance for and Hood Insurance Agency made the process smooth and painless. Their quality of service is unmatched from my experiences. I will be referring to others.
judy khalili2024-10-09Outstanding customer service! Professional, knowledgeable, friendly, ethical. Highly recommend Alice.
Ruby Phillips2024-09-03Jon is so amazing, efficient, organized, and detailed. I appreciate his help through both my initial policy purchase, and my renewals.
What Does Earthquake Insurance Cover?
Earthquake insurance helps cover various costs associated with seismic events, including:
- Structural repairs
- Rebuilding your home
- Temporary housing expenses
- Replacing damaged belongings
Whether you own a condo, single-family home, or townhome, earthquake damage requires adding earthquake coverage to your policy, even with renters insurance.
Cost of Earthquake Insurance
The cost of earthquake insurance depends on various factors, including the risk level in your area, the construction material of your home, its age, and retrofitting measures. Our agents at Hood Insurance Agency can provide personalized quotes based on your specific circumstances.
Do You Need Earthquake Insurance?
Considering the potential catastrophic damage earthquakes can cause, having earthquake insurance is crucial for homeowners and renters alike. Federal disaster assistance may not cover all expenses, making earthquake insurance a prudent choice for protecting your financial well-being.
Existing Home Insurance Coverage
Standard homeowners or condo insurance policies typically exclude coverage for earthquake damage. However, in some states like California, fire damage resulting from earthquakes may be covered. It’s essential to review your existing policy and consider adding earthquake insurance for comprehensive protection.
How to Obtain Earthquake Insurance
At Hood Insurance Agency, we offer earthquake insurance as a separate coverage option. Our knowledgeable agents can assess your insurance needs, determine the availability of earthquake insurance in your area, and provide you with cost-effective solutions tailored to your requirements.
Meet the Wolf Pack
Jon Hood
Founder and CEO
Nick Larson
aka Nick the Red Insurance Viking
Alice Malatos
aka Insurance Assassin
Davos
aka Sir Davos Serendipity Pet Insurance Advocate
Why Call Hood Insurance Agency Today For Earthquake Insurance
Don’t wait until it’s too late. Contact Hood Insurance Agency in Lynnwood, Washington, today to learn more about earthquake insurance options and secure your home against seismic risks. Schedule a consultation with our experts and gain peace of mind knowing your home is adequately protected.