Earthquake Insurance
Earthquake Insurance with The Hood Insurance Agency
Protect your Lynnwood home from seismic tremors with Earthquake Insurance from Hood Insurance Agency. While earthquakes primarily occur along the West Coast, properties in over 40 states face earthquake risks. Standard homeowners, condo, or renters insurance typically excludes earthquake damage, making optional earthquake insurance a valuable addition.
Why Choose Hood Insurance Agency
Kim VanHoover2025-02-26My daycare was in danger of closing because I could not find liability insurance. John Hood and his company worked tirelessly until they found what I needed. They put in a great deal of effort and saved my business. My whole heartedly recommend this company.
Aaron Miller2025-02-24Jon Hood is professional and very knowledgeable, especially he helped me with commercial insurance. He was smooth and easy to work with, I recommend him highly.
Phung Lam2025-02-19Very fast doing what I ask great insurance company to work with
Mark Ilyin2025-02-14Jon explained things very well to me and did exactly what he said he was going to do regarding follow up. Good experience overall and have been recommending him to friends and family.
Matt Gossett2025-02-11The service Jon provided was extremely fast making my job that much easier to do. Thanks, Jon!
What Does Earthquake Insurance Cover?
Earthquake insurance helps cover various costs associated with seismic events, including:
- Structural repairs
- Rebuilding your home
- Temporary housing expenses
- Replacing damaged belongings
Whether you own a condo, single-family home, or townhome, earthquake damage requires adding earthquake coverage to your policy, even with renters insurance.
Cost of Earthquake Insurance
The cost of earthquake insurance depends on various factors, including the risk level in your area, the construction material of your home, its age, and retrofitting measures. Our agents at Hood Insurance Agency can provide personalized quotes based on your specific circumstances.
Do You Need Earthquake Insurance?
Considering the potential catastrophic damage earthquakes can cause, having earthquake insurance is crucial for homeowners and renters alike. Federal disaster assistance may not cover all expenses, making earthquake insurance a prudent choice for protecting your financial well-being.
Existing Home Insurance Coverage
Standard homeowners or condo insurance policies typically exclude coverage for earthquake damage. However, in some states like California, fire damage resulting from earthquakes may be covered. It’s essential to review your existing policy and consider adding earthquake insurance for comprehensive protection.
How to Obtain Earthquake Insurance
At Hood Insurance Agency, we offer earthquake insurance as a separate coverage option. Our knowledgeable agents can assess your insurance needs, determine the availability of earthquake insurance in your area, and provide you with cost-effective solutions tailored to your requirements.
Meet the Wolf Pack
Jon Hood
Founder and CEO
Nick Larson
aka Nick the Red Insurance Viking
Alice Malatos
aka Insurance Assassin
Davos
aka Sir Davos Serendipity Pet Insurance Advocate
Why Call Hood Insurance Agency Today For Earthquake Insurance
Don’t wait until it’s too late. Contact Hood Insurance Agency in Lynnwood, Washington, today to learn more about earthquake insurance options and secure your home against seismic risks. Schedule a consultation with our experts and gain peace of mind knowing your home is adequately protected.